Terms & Conditions

Introduction.

These Terms & Conditions (“Terms”) govern your use of the Sapick Finance Management SaaS platform (“Sapick”, “the Platform”), owned and operated by [Company Name] (“we,” “our,” or “us”). By accessing or using Sapick, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, you may not use the Platform.

Use of the Platform.

Sapick provides financial management tools and services to help businesses manage budgeting, forecasting, reporting, and financial analysis. By using the Platform, you agree to use it only for lawful purposes and in accordance with these Terms. You must be at least 18 years old to use Sapick. You are required to create an account with accurate information. You are responsible for maintaining the confidentiality of your account credentials. We grant you a non-exclusive, non-transferable, and revocable license to access and use Sapick for your internal business purposes, subject to these Terms.

Subscription and payment.

Sapick offers subscription-based services with different pricing plans. By subscribing, you agree to the following payment terms: Subscription fees are billed in advance on a [monthly/annual] basis according to your chosen plan. All fees are non-refundable except as expressly provided in these Terms. You may upgrade or downgrade your subscription plan at any time. Changes to your plan will take effect at the start of the next billing cycle. You must provide a valid payment method, and you authorize us to charge all applicable fees to your selected payment method.

User responsibilities.

Use Sapick for illegal or unauthorized purposes. Reverse-engineer, modify, or create derivative works based on Sapick. Share your account access with third parties without our permission. Input or upload any harmful content, including viruses or malicious code.

Data privacy and security.

Your privacy is important to us. We collect, process, and store personal and financial data in accordance with our Privacy Policy. By using Sapick, you consent to the collection and use of your data as outlined in the Privacy Policy. We implement reasonable measures to protect your data, but we cannot guarantee its absolute security. You are responsible for maintaining the security of your login credentials.

Intellectual property.

All intellectual property rights in and to Sapick, including software, content, trademarks, and logos, are owned by [Company Name] or its licensors. You may not use any of our intellectual property without our prior written consent.

Limitation of liability.

To the fullest extent permitted by law, Sapick and its owners, employees, or affiliates will not be liable for any indirect, incidental, special, or consequential damages, including but not limited to lost profits, business interruptions, or loss of data, arising out of your use or inability to use the Platform.

Termination.

We reserve the right to suspend or terminate your account and access to Sapick at our discretion, with or without cause. You may also terminate your account at any time by contacting us. Upon termination, your access to Sapick will be disabled, and all data associated with your account may be deleted.

Changes to the terms.

We may update these Terms from time to time. When we do, we will post the revised Terms on our website and notify you of the changes. Your continued use of Sapick after the effective date of the updated Terms constitutes acceptance of the changes.

Governing law.

These Terms are governed by and construed in accordance with the laws of [Jurisdiction]. Any disputes arising under these Terms will be resolved in the courts located in [Jurisdiction].